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I AM JONI™

Get started with our In-House Financing Partner

The Funding Ninjas

The Funding Ninjas offers small business loans and financing up to $100,00,000. Loans include

  • Equipment Financing 
  • Invoice Factoring 
  • 401k/Ira 
  • Asset Based Loan
  • Lease Rebate
  • SBA
  • Term Loans
  • Merchant Cash Advance 
  • Real Estate 

Loan Products Criteria/Qualifications
Funding starts at $500 and goes up to 100 million 

Equipment Financing
If credit score is below 650, must make a minimum of 2 1/2 times the amount of the equipment in monthly revenue. Time in business looked at as well.

401k/IRA Funding
Must have a 401k or IRA with a minimum balance of $25,000. Must not be currently employed with the company that 401k is held with.

MCA (Merchant Cash Advance)
Must be in business at least one month, make at least $5,000 a month in revenue, and have a business bank account

Term Loan
Must have a minimum of a 500 credit score, 25% ownership in company, have a business bank account, and make a minimum of $3,000 a month in revenue

Only certain states qualify.

ABL (Asset Based Loan)
Must own a residential, commercial, industrial or raw land property, with at least $70,000 in equity

ULOC (Unsecured Line of Credit)
Must have a 680 credit score on 3 credit bureaus

Invoice Factoring
Must have at least $15,000 in unpaid client invoices. Clients must be business owners.

Lease Rebate Funding
Must be in business at least five years, CANNOT be a home based business Must have a 640 credit score

Are you ready to get started?

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